Additional losses are associated with an excess (deductible) - release the insurer from the reimbursement of certain loss. When the insured event the company begins to reimburse losses only after the policyholder pays deductible.

Normal franchise is 0.5-1 thousand dollars. At hurricane amount increased tenfold, and may be 1-5 per cent (in Florida - 10 percent) of the value of the insured property. For example, if a house is worth 400,000 dollars, with a five percent franchise owner after Hurricane insurance company has to pay 20 ... Read more »

Citizens of the United States in 2011 brought an insurance company 186,000 claims for compensation after their property damaged lightning. The total amount of claims relating to such statements made about $ 1 billion, according to the Research Center of Insurance Information Institute, relied upon by the Prime. 

Despite the fact that the number of claims related to a lightning strike in 2011 was reduced by 13%, compared with the 2010, total claims rose by 5.5%. 

The trend in 2011 there was a long time: from 2004 to 2011 the number of applications for insurance payments fell by 33%, but the average declared value has jumped by 93%.

Researchers explain the reduction in the number of claims increased use of security systems from lightning, lightning conductors. The cost of such insurance coverage as provided in regul ... Read more »

Citizens of the United States in 2011 brought an insurance company 186,000 claims for compensation after their property damaged lightning. The total amount of claims relating to such statements made about $ 1 billion, according to the Research Center of Insurance Information Institute, relied upon by the Prime. 

Despite the fact that the number of claims related to a lightning strike in 2011 was reduced by 13%, compared with the 2010, total claims rose by 5.5%. 

The trend in 2011 there was a long time: from 2004 to 2011 the number of applications for insurance payments fell by 33%, but the average declared value has jumped by 93%.

Researchers explain the reduction in the number of claims increased use of security systems from lightning, lightning conductors. The cost of such insurance coverage as provided in regulations is growing because the number and cost of electronic devices in homes have inc ... Read more »

In 2011, the nature of the global economy has caused damage to a record $ 315 billion in

In 2011, the nature of the world economy, carrying a record loss. $ 315 billion - estimated at as much loss from natural disasters experts Swiss company Swiss Reinsurance Co. Last year, this amount is more than $ 100 billion more modest.

"2011 was a year with the highest in the history of economic losses from various catastrophes," - said in a release.

Insurers this year suffered losses of $ 108 billion. This is twice the previous year - $ 48 billion In particular, the most damaging financial performance of insurers has caused an earthquake in Japan and then followed the tsunami. This is a whim of the elements in the cost companies $ 35 billion.

This amount could be much higher if the leadership of Fukushima-1 has insured the majority of objects. In this case, "2011-D would be the ... Read more »

Santam Insurance Company issued in February 2012 commercial with actor Ben Kingsley (Ben Kingsley). The video Kingsley, standing at the bar, explains how easy it is to miss some important provisions in the contract. For greater clarity, he asks viewers to question whether they have noticed that the waiter's uniform, standing behind the bar, changed four times in the movie.

In April 2012 Nando's took a parody movie, with the repetition of music, monologue and surroundings - with the only difference being that the protagonist was not talking about the movie contract, and a menu of Nando's, and the waiter did not change shape, and the dishes on a rack.

In the comic response Santam said it is ready to turn a blind eye to the use of commercial parodies, if Nando's ultimatum to execute it. By 4 pm the Thursday (April 26), the restaurant was supposed to deliver a children's home in Johannesburg 62 servings of ... Read more »