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On this website you can find out what insurance is, why it is needed, what types of insurance exist, insurance around the world!
Insurance - a special kind of economic relations, designed to provide insurance protection for people and their affairs from various dangers.
Insurance (insurance) in the widest sense - includes various types of insurance (actually insurance, or primary insurance, reinsurance, coinsurance), which together provide insurance protection.
Insurance in the narrow sense of a relationship (between the insured and the insurer) to protect the property interests of individuals and legal entities (insurers) upon the occurrence of certain events (insurance claims) at the expense of funds (hedge funds) that are generated from premiums paid by them (the insurance premium .)
The relationship between the insurer and the insured, determining exactly how the insurance fund will be formed and how it is spent, is a method of creating insurance products. In the process of historical development was worked out three methods for the creation of insurance products - self-insurance, mutual insurance, commercial insurance.