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Health Insurance (VHI)
Health insurance
- Spetsrazdel, where you'll find review materials for voluntary health insurance market in Ukraine, Russia, CIS and the world, as well as learn about the insurance of Health Protection of children, families and staff.
Health insurance - a type of personal insurance, which guarantees citizens in the event of an insurance case for medical assistance and fund prevention activities. Health insurance is voluntary (LCA) and binding (OMC).
For personal insurance includes all types of insurance in which the object of insurance is the property interests related to the life, health, disability and pensions of the insured or the insured. (See the rating of insurance companies for LCA)
Comprehensive health insurance plans include protection against unexpected expenses to pay for medical care and medicines in case of illness, as well as damages in the event of injury, disability or death.
LCA includes: inpatient care, outpatient care, maintenance and payment of medical, emergency medical care, dental care.
The sum insured for medical insurance, the insured shall be determined by the choice of specific programs with the appropriate insurance limits, sub-limits and deductibles (for drugs and services).
Rates for health insurance depend on the list of risks, the level of programs, the number of insured, service region, the health insurer and are determined after passing the medical examination.