Insurance companies can not deal with the compulsory insurance of risks of harm to the environment if they do not consist in the Environmental insurance pool.

Such a rule, the newspaper "Kommersant-Ukraine", proposed by the Ministry of Environment and Natural Resources of Ukraine the draft law "On amending some laws concerning the regulation of relations in the field of environmental security."

Accidents are often the ecological character of large-scale disasters and can cause damage to hundreds of millions of hryvnia. And not even a large insurance company will not be able to independently repair the damage caused to the natural environment. Require the combined efforts of many insurers to pay damages in such cases.

Poole will develop a standard insurance products, to conduct environmental impact assessments and actuarial calculations, to a centralized database for environmental insurance to reinsure the risks and make payments from the fund, the participants formed a pool for emergencies.

Size of fund allocations to cover catastrophic risks will determine the Coordinating Council of the pool, but they will not exceed 5% of premiums. Another 30% of premiums from these types of insurance will be transferred to the State Fund for Environmental Protection.

It is noteworthy that more April 28, 2010 six companies - "Asuka", "Brokbiznes", "Illichivske", "JUST-insurance," Ukrainian fire-insurance company (CBSA) and the "UNIQA" - held a founding meeting of the Environmental Insurance Pool and approved its charter. "In 2010 there was an attempt to organize such a pool, but then held one meeting and left.

The fact that insurers should be given to the state and the pool 35% of premiums, it is quite logical, since the mandatory environmental insurance payments are small.

In 2010, the liability insurance for damage from dangerous goods and hazardous facilities, which provides for responsibility for environmental damage, signed 7726 contracts and attracted 50.3 million UAH awards. At the same time, insurers have implemented only two payments totaling $ 246 thousand UAH. During the first 9 months of 2011, insurers collected 28.5 million USD (6358 contracts) and paid 156 thousand UAH on one occasion.

For the development of environmental insurance market participants are advised to review the approaches to it, because the maximum liability for the transportation of tons of dangerous goods is only 1.7 ths.

However, no one can guarantee that we have existing mandatory environmental insurance - a reality and not just another exaction of business, as insurance against accidents on transport - find market participants